2/14/2023 0 Comments Sun life accident insurance![]() ![]() The exclusions and limitations listed below may vary by state. ![]() ![]() Accident insurance is not available in New York. Product offerings may not be available in all states and may vary depending on state laws and regulations. Group insurance policies are underwritten by Sun Life Assurance Company of Canada (Wellesley Hills, MA) in all states, except New York, under Policy Form Series 12-GP-01, 12-AC-C-01, 12-AC-R-01, and 12-AC-R-02, subject to state availability. The policy, certificate, and any rider, if applicable, may not be available in all states. Benefits payable are subject to all terms and conditions of the certificate. The certificate and its riders have exclusions and limitations that may affect any benefits payable. It does not provide basic hospital, basic medical, or major medical insurance. Spouse disability benefit amount cannot exceed the employee's benefit amount.Īccident Insurance is a limited benefit policy. The disability must be due to a covered accident (not sickness). An employee and his or her spouse must enroll in Accident Insurance in order to purchase the spouse disability benefit. An employee must enroll in Accident Insurance in order to purchase the employee disability benefit. ![]()
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